In Advance

Many youngsters have a transfer account (also known as a current account) and/or a savings account with a bank. You can leave the money that you do not spend in both accounts as it is. A transfer account, however, usually yields hardly any interest or none, whereas a savings account does. You cannot use the money in a savings account for making payments, but you can use the money in a transfer account for this. If you want to use money in your savings account to pay someone, you will first have to transfer it from your savings account to your transfer account. After this you can pay with it by transferring it to someone else's transfer account or withdraw it in the form of coins and banknotes. In the latter case you are paying with ready cash, which means coins or banknotes.

Related sites chapter 4
Interactive sales guide from and for consumers.
The site of the consumetenbond.
Vara "Kassa" online.
Website of SIRE.
Foundation "Stichting Reclame Code"
How do banknotes look like?