In Advance

In this chapter we shall deal with the distinction you can make between different kinds of expenses. This distinction may be helpful in drawing up a budget. Then several matters around saving and borrowing will come up. Interest on savings, interest and repayment on loans, different kinds of loans, including buying on credit. The building blocks in this chapter also concern budgeting, saving and borrowing.

Related sites chapter 3
Cours of live-manager: game of Nibud.
Information about borrowing and saving.
To calculate the effective mortgage interest from the nominal mortgage interest .